Introduction
Greetings, readers! Are you tired of unexpected home repairs eating away at your budget? If so, it’s time to consider investing in a home warranty from HMS Home Warranty. With its comprehensive coverage and affordable plans, HMS Home Warranty offers peace of mind and financial protection for your home’s major systems and appliances.
In this article, we’ll dive deep into everything you need to know about HMS Home Warranty. We’ll cover the benefits, plans, costs, and more, so you can make an informed decision about protecting your home and your wallet.
Benefits of HMS Home Warranty
Comprehensive Coverage
An HMS Home Warranty covers a wide range of essential home systems and appliances, including:
- HVAC systems (heating, ventilation, and air conditioning)
- Plumbing systems (including water heaters and toilets)
- Electrical systems (including wiring and outlets)
- Major appliances (such as refrigerators, stoves, and dishwashers)
Financial Protection
Unexpected home repairs can be a major financial burden. With HMS Home Warranty, you can rest assured that you won’t have to pay for covered repairs out of pocket. Instead, you’ll simply pay a small service fee, and the warranty company will take care of the rest.
Peace of Mind
Knowing that you’re protected from unexpected home repairs can provide great peace of mind. With HMS Home Warranty, you can enjoy your home without worrying about the financial impact of unforeseen breakdowns.
Plans and Coverage
Basic Plan
The Basic Plan from HMS Home Warranty provides coverage for essential systems and appliances, including:
- HVAC systems
- Plumbing systems
- Electrical systems
Enhanced Plan
The Enhanced Plan includes all the coverage of the Basic Plan, plus additional coverage for major appliances, such as:
- Refrigerators
- Stoves
- Dishwashers
- Washer and dryer
Premier Plan
The Premier Plan offers the most comprehensive coverage from HMS Home Warranty, including:
- All the coverage of the Enhanced Plan
- Pool and spa equipment
- Septic systems
- Well systems
Costs and Service Fees
The cost of an HMS Home Warranty plan varies depending on the coverage level and the size of your home. However, plans typically start around $30 per month.
When you need to schedule a repair, you’ll pay a service fee of $75-$125, depending on the plan you have.
How to Get an HMS Home Warranty
Getting an HMS Home Warranty is easy. You can request a free quote online or by calling 1-800-464-4922. Once you’re approved, you can choose the plan that’s right for you and start enjoying the peace of mind that comes with being protected from unexpected home repairs.
Comparison Table
| Feature | Basic Plan | Enhanced Plan | Premier Plan |
|---|---|---|---|
| Coverage | Essential systems and appliances | Major appliances | Pool and spa equipment, septic systems, well systems |
| Monthly cost | $30-$40 | $40-$50 | $50-$60 |
| Service fee | $75 | $100 | $125 |
Conclusion
If you’re looking for a comprehensive and affordable home warranty, HMS Home Warranty is a great option. With its flexible plans, competitive pricing, and peace of mind guarantee, HMS Home Warranty can help you protect your home and your budget from the unexpected.
Be sure to check out our other articles on home warranties and other ways to protect your home.
FAQ about HMS Home Warranty
What is HMS Home Warranty?
HMS Home Warranty is a home warranty company that provides coverage for major home appliances and systems, such as HVAC, plumbing, and electrical.
What does HMS Home Warranty cover?
HMS Home Warranty covers a wide range of appliances and systems, including:
- Heating and cooling systems
- Plumbing systems
- Electrical systems
- Kitchen appliances
- Laundry appliances
How much does HMS Home Warranty cost?
The cost of HMS Home Warranty varies depending on the coverage plan you choose and the size of your home. Plans start at around $30 per month.
What is the deductible?
The deductible is the amount you pay out of pocket before HMS Home Warranty starts to cover repairs. The deductible for HMS Home Warranty plans is typically $100 per covered item.
How do I file a claim?
You can file a claim online or by calling HMS Home Warranty’s customer service number. You will need to provide information about the covered item and the problem you are experiencing.
How long does it take to get my claim approved?
HMS Home Warranty typically approves claims within 24 hours. Once approved, a qualified technician will be dispatched to your home to repair or replace the covered item.
What happens if my claim is denied?
If your claim is denied, you have the right to appeal the decision. You can do this by writing a letter to HMS Home Warranty and explaining why you believe your claim should be covered.
How do I cancel my HMS Home Warranty policy?
You can cancel your HMS Home Warranty policy at any time by calling customer service. You will receive a prorated refund for any unused portion of your policy.
Is HMS Home Warranty a good company?
HMS Home Warranty has a good reputation in the home warranty industry. The company has been in business for over 20 years and has a network of over 1,500 licensed and insured technicians.